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Rural Postal Life Insurance-CHILDREN POLICY-SALIENT FEATURES
A Policy holder of WLA or EA in PLI/RPLI shall be eligible for taking such Policy for his/her child(ren) against his/her policy.
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Minimum Age-5 Years. |
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Maximum Age- 20 Years |
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(The age of main policy holders should be below 45 years.) |
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Sum Assured limit Minimum- Rs. 20,000/- Maximum- Rs. 1,00,000/-. However, the Sum Assured of Children policy should not exceed the Sum Assured of the main policy. |
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Insurance Cover starts from Date of acceptance of the proposal or payment of the Ist premia in full, which ever is later. |
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A non-medical policy with full benefits. |
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Assignment/Nomination facility available, as per POIF Rules. |
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No loan facility against this policy, but can be made paid up in usual conditions to main policy provided atleast 5 Years premia have been paid. |
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Sum Assured alongwith accrued bonus shall be payable on maturity or earliesr on death of the Child(ren). |
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In even of death of main policy holder before the expiry of the Children Policy- no further premia shall be payable for the remaining term of the policy. |
CHILDREN POLICY PREMIA FOR SUM ASSURED OF Rs. 1000/-
Age at entry
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Age at maturity |
18 |
19 |
20 |
21 |
22 |
23 |
24 |
25 |
5 |
8.13 |
7.67 |
7.27 |
6.93 |
6.63 |
6.36 |
6.13 |
5.92 |
6 |
8.68 |
8.13 |
7.67 |
7.27 |
6.93 |
6.63 |
6.36 |
6.13 |
7 |
9.33 |
8.68 |
8.13 |
7.67 |
7.27 |
6.93 |
6.63 |
6.36 |
8 |
10.11 |
9.33 |
8.68 |
8.13 |
7.67 |
7.27 |
6.93 |
6.63 |
9 |
11.07 |
10.11 |
9.33 |
8.68 |
8.13 |
7.67 |
7.28 |
6.93 |
10 |
12.28 |
11.07 |
10.11 |
9.33 |
8.68 |
8.13 |
7.67 |
7.28 |
11 |
13.85 |
12.28 |
11.07 |
10.11 |
9.33 |
8.68 |
8.13 |
7.67 |
12 |
15.94 |
13.85 |
12.28 |
11.07 |
10.11 |
9.33 |
8.68 |
8.13 |
13 |
18.88 |
15.94 |
13.85 |
12.28 |
11.07 |
10.11 |
9.33 |
8.68 |
14 |
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18.88 |
15.94 |
13.85 |
12.28 |
11.07 |
10.11 |
9.33 |
15 |
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18.88 |
15.94 |
13.85 |
12.28 |
11.07 |
10.11 |
16 |
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18.88 |
15.94 |
13.85 |
12.28 |
11.07 |
17 |
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18.88 |
15.94 |
13.85 |
12.28 |
18 |
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18.88 |
15.94 |
13.85 |
19 |
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18.88 |
15.94 |
20 |
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18.88 |
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Customer Care Centre (PLI)
O/o the Chief Postmaster General
Kerala Circle
Thiruvananthapuram 695033
Phone: 0471-2305252/2560756
e-mail: ddmpli.keralapost@gmailcom
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